Freedom Prestige Banking Benefits

Premium rates on exclusive checking, money market accounts and certificates of deposit
Family members may qualify for checking accounts with no minimum balance
Waived ATM surcharge fees
Waived domestic or foreign wire fees
Waived fee for official checks
Waived fee for stop payments
Waived return item or overdraft fees*

Waived fee for personal specialty checks
Waived fee for Medallion signature guarantee or notary service
Free online banking, bill pay and mobile banking**
Discounted interest rates on qualifying loans
Cost Savings on Purchase or Refinance Mortgage Transactions
Credit Card (credit approval required)

* Standard fee of $35.00 for Return Item and Overdraft fees are waived as long as the qualifying $75,000 in combined monthly average balance is maintained in all accounts.

**3rd party data and internet rates may apply.

Freedom Prestige Banking Deposit Rates

Minimum to Earn Interest	Annual Percentage Yield (APY)	Minimum to Open
FREEDOM PRESTIGE CHECKING ^(1)(4)(5)
$0.05	0.05%	$5,000
FREEDOM PRESTIGE MONEY MARKET ^(2)(4)(5)
up to $74,999.99	0.35%	$25,000
$75,000 -$999,999.99	0.40%
$1,000,000 and above	0.45%
Contact us for Information on Certificates of Deposit exclusive for Freedom Prestige

Freedom Prestige Certificates of Deposits

	Minimum to Open	Interest Rate	Annual Percentage Yield (APY)
Single Deposit Certificates ⁽³⁾
12 Month Certificate	$10,000	3.25%	3.30%
18 Month Certificate	$10,000	3.25%	3.30%
24 Month Certificate	$10,000	3.25%	3.30%
36 Month Certificate	$10,000	3.25%	3.30%
48 Month Certificate	$10,000	3.25%	3.30%
60 Month Certificate	$10,000	3.25%	3.30%

rates accurate as of September 25, 2024

(1) To remain a Freedom Prestige client, maintain a combined monthly average balance of $75,000 in all accounts, one of which must include a Freedom Prestige Checking Account, which requires a minimum of $25,000 monthly average balance.
(2) A minimum of $25,000 monthly average balance in your Money Market.
(3) Early withdrawal penalties may apply.
(4) Rates may change after account is opened.
(5) Fees could reduce earnings.