Leadership

Mr. Thomas was appointed in August, 2018. He was previously President and CEO of Bay Bancorp (NASDAQ: BYBK), a community bank with $700 million in total assets based in Columbia, Maryland, before its successful sale to Old Line Bancshares. He was formerly Managing Director of Hovde Private Equity Advisors and had a distinguished 20+ year banking career with Wachovia Corporation, most recently as Managing Director and Head of Financial Institutions Investment Banking. Mr. Thomas holds a BA from the University of Virginia and an MBA from Fuqua School of Business at Duke University.

Mr. Murphy has over 25 years of national and international experience in financial services leadership. He was most recently SEVP and Chief Credit & Risk Officer at City First Bank in Washington DC since 2015. Prior to that, he served as Chief Risk Officer of H Bancorp where he was responsible for all risk and compliance activities and served on the Board of Directors of Bay Bancorp and its bank subsidiary, Bay Bank. Prior to H Bancorp, Mr. Murphy served as Managing Director of Hovde Private Equity Advisors, LLC where he was responsible for risk and due diligence activities surrounding strategic bank investments.

Mr. Mehra was CFO of Middleburg Financial Corp., the holding company of Middleburg Bank. Previously, he served as director of financial risk management at PricewaterhouseCoopers, and held positions at JP Morgan Chase and Credit Suisse. Mehra received his bachelor’s degree from the Indian Institute of Technology, and holds two graduate degrees including an MBA from the University of Massachusetts. He is a member of the American Bankers Association’s Accounting Committee and the AICPA's Depository Institution Expert Panel.

Prior to his current role, Mr. Curtis served as Executive Vice President, Corporate Banking. Before joining the Bank, Mr. Curtis served as the Virginia President for WashingtonFirst Bank in Reston, Virginia. Mr. Curtis has over 20 years of experience in commercial banking in Northern Virginia.

Mr. Hutchison has over 48 years of local, community banking experience, beginning his career with Dominion Bankshares Corporation as a Senior Operations Officer overseeing the market expansion and branching for the Washington Metro Region to include Virginia and Maryland. In 1992, Mr. Hutchison was a member of the management team that purchased and recapitalized The Community Bank and Trust Company in Sterling, Virginia, rebranding the bank to the Community Bank of Northern Virginia. Community Bank was later sold to Mercantile/PNC. In 2005, he joined Virginia Heritage Bank as a Senior Executive Officer and the Chief Mortgage Officer responsible for all mortgage loan production and first trust mortgage origination. Subsequently, Virginia Heritage Bank was sold and became part of the Eagle Bank of Maryland. Mr. Hutchison is a native of Western Fairfax County and a very active member of the local community.

Ms. Loucks began her career managing the daily cash position and global banking relationships of Feld Entertainment. She leveraged those relationships to transition from a buyer of treasury services to a seller by joining First National Bank of Maryland, a predecessor to M&T Bank. In her 25-year banking career, she has served in various capacities including individual producer and in senior leadership positions with local, national, and global banks. Prior to joining Freedom Bank, Ms. Loucks led the not-for-profit and government contracting treasury management efforts for Capital One Bank and previously managed the small business treasury management groups for Truist (formerly SunTrust) and Citibank. She has served as a leader in both relationship and treasury management, delivering success through her focus on delivering bank services by building strong relationships augmented by advanced technology solutions. She has held leadership positions in several industry associations and currently serves on the Retail Executives committee of the Virginia Banker’s Association. Ms. Loucks holds a bachelor’s degree in Finance from Virginia Tech and attended post graduate studies in International Finance at Johns Hopkins University.

Mr. Tohir was most recently Senior Vice President and Group Manager at PNC Bank managing the Northern Virginia area. In that role he managed the Northern Virginia team of commercial relationship managers serving clients and prospects with revenue between 5 to 100 million. Prior to that, he was Vice President and Relationship Manager at Truist (SunTrust) Bank where he focused on business development, relationship management, sales and risk management. Mr. Tohir received his Bachelor of Arts in Social and Behavioral Sciences with an emphasis on Economics from Johns Hopkins University.