First-Time Homebuyer Loans

AFFORDABLE HOME BUYING MADE EASY

Up to $12,500 available for a home purchase

At Freedom Bank Mortgage our focus is first-time homebuyers and providing affordable housing opportunities for members of the local community. Buying your first home is an important milestone in your life and we are excited to assist you in the process.

We understand that finding the right financing plan is as important as finding a home that fits your lifestyle. To help you get started on solid footing, Freedom Bank Mortgage can assist first-time homebuyers access up to $12,500 to put towards the down payment and closing costs incurred when purchasing a home. Funding is available to qualified first-time homebuyers*

To qualify the homebuyer must:

Contribute at least $1,000 toward the purchase of the home
Occupy the home as a primary residence for at least five years
Meet income and other eligibility requirements

*First-time Homebuyer Product is a product of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan for product requirements. Loan qualification is subject to verification and approval of income, credit, property appraisal, and other factors. Rates, fees, and loan programs are subject to change without notice.