Freedom@Work Program

Enjoy the exclusive benefits offered to you by your employer with value-added Freedom Bank products and services.

WHAT IS FREEDOM@WORK?

Freedom@Work is a No-Cost Bank-At-Work Program designed to enhance employees Financial Well-Being while helping businesses attract, retain, and support top talent by providing their employees with access to expert financial education, exclusive banking perks, and personalized financial guidance:

Program Benefits

• Enhance Employee Retention & Satisfaction – Promotes financial wellness, fostering loyalty and long-term commitment among employees.
• Exclusive Financial Perks – Employees gain access to personalized financial education and advice, and tailored financial benefits helping them manage their finances with ease.
• No Cost to Employers – Offer a meaningful, high impact benefit that enhances your overall benefits package, without any added expenses.
• Attract Top Talent – Differentiate your business in a competitive job market with a unique, forward-thinking employee perk.
• Easy Implementation & Ongoing Support – We handle the onboarding, communication, and education, providing you with a seamless experience from start to finish.

Exclusive Financial Benefits for Employees

Banking Perks:

• $250 New Account Bonus* – Open a new checking account, set up three payroll direct deposits of minimum $500 or more, and receive a $250 cash bonus directly deposited into your account after 90 days of account opening.
• No monthly service fees, no minimum balance requirements on checking and savings accounts, no fees for wires or cashier’s checks, free first order of basic checks and complimentary notary services
• Immediate credit for payroll if an employee has a bank account with Freedom
• Industry leading online banking platform with fully integrated digital account management.
• Nationwide ATM Access – Use any ATM, anywhere, anytime at No-Charge. Including Non-Freedom Bank ATMs
• Higher Earnings on MMAs and CDs – Receive a 0.25% rate bump on non-promotional Freedom Bank Money Market Accounts and Certificates of Deposit (CDs) with a minimum 12-month term.
• Special Loan Rates Perks – 0.25% rate discount on Home Equity LOC with auto-debit from a Freedom checking account.
• Credit Card Rewards – Access premium credit card options with higher cash-back incentives and exclusive benefits.

* $25 minimum deposit to open account. No minimum account balance required with direct deposits. Direct deposits must be set up within 90 days of account opening.

Homeownership Support: Offers & Assistance

Freedom Bank is Committed to Helping Freedom@Work Employees Achieve Homeownership with Exclusive Benefits:

• $500 Lender Credit – Apply toward appraisal or closing costs.
• FHLB Grant Opportunities (subject to availability and eligibility)**:
  • Up to $17,500 for first-time homebuyers.
  • Up to $20,000 for community partners.
• Personalized Support - A Freedom Mortgage Loan Officer will provide expert insight and guidance.

Maximizing Employee Perks for Financial Well-Being Support: Offers & Assistance

We are committed to supporting your employee’s financial success with exclusive benefits:

• Group Financial Education & Coaching – Available on demand, in-person or virtually. Tailored sessions cover key topics such as credit building, debt management, refinancing, homebuying strategies, and more, customized to meet the unique needs of your employees.
• Free credit reporting access to All Freedom@Work employees.
• Quarterly Freedom@Work newsletter with financial tips and promotions.

Streamlined Implementation

• Effortless Setup – Get started quickly with minimal steps.
• Enjoy a simple, streamlined implementation with digital account opening.
• Dedicated Relationship Manager – Receive personalized guidance throughout the rollout.
• Flexible Scheduling – We adapt to your business needs.
• Exclusive Employer Engagement – We support your team by participating in Open Enrollment events (in-person or virtual), attending companywide events, or setting up informational tables at your workplace—flexible and tailored to your schedule and needs.

For employees of current Freedom@Work clients only. Employer must bank with Freedom Bank to be eligible for Freedom@Work. Terms and conditions subject to change. See account opening disclosure and rate sheet for additional information. Subject to account opening policy. NMLS#518039. Loan qualification is subject to verification and approval of income, credit, property appraisal, and other factors. Rates, fees, and loan programs are subject to change without notice.

** FHLB Grants are products of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please refer to the Federal Home Loan Bank of Atlanta for complete product requirements.